Ragilly Technologies Private Limited

Empower your growing business with our Flexible Business Credit Line, designed specifically for startups and MSMEs. We understand the challenges that young companies face when it comes to timely investments and managing sudden cash crunches. Traditional corporate cards are often expensive and hard to get—our solution is different.

✔ Lowest Interest Rates – Designed to keep your financial burden minimal.
✔ Easy Eligibility – No lengthy credit history required.
✔ Flexible Repayment Options – Pay as per your business cash flow.
✔ Quick Access to Funds – Invest in the right direction, whenever needed.
✔ No Hidden Charges – Transparent terms, zero surprises.

Whether you need to manage working capital, stock up inventory, or handle urgent operational needs, our credit line gives you the breathing room to focus on growth without financial stress.

Ideal For:

• Startups

• Small & Medium Enterprises

• Young businesses with limited credit history

• Businesses looking for an alternative to expensive corporate cards

Take control of your business cash flow with smart, flexible, and affordable credit.

Enquire now to get started!

• Top Indian Banks: We have established partnerships with leading Indian banks, ensuring that your corporate accounts are held with reputable institutions known for their reliability and customer service.

• Current and Salary Accounts: Whether you require a current account for your day-to-day corporate transactions or salary accounts to efficiently manage payroll, we offer both services to cater to your diverse financial needs.

Benefits Beyond Compare:

• Financial Foundation: A current account is the backbone of your corporate finances, providing a secure platform to manage transactions, payments, and funds efficiently.

• Employee Satisfaction: Salary accounts streamline payroll management, ensuring that your employees receive their earnings promptly and hassle-free, enhancing their satisfaction and loyalty.

• Banking Expertise: Partnering with top Indian banks means you benefit from their banking expertise and comprehensive suite of financial services, further supporting your business growth.

In the dynamic landscape of modern business, efficiency is paramount, especially when it comes to managing multiple utility bill payments. Finigenie, your trusted financial technology partner, offers a game-changing solution: Bulk Utility Bill Payment. This innovative feature allows businesses to make multiple payments, from electricity bills to mobile recharges, swiftly and seamlessly with just a single Excel upload, all while earning lucrative cashback rewards.

In the world of business, maintaining a healthy cash flow is essential for growth and stability. That’s why Finigenie offers a game-changing solution: Invoice Discounting Services. Our platform facilitates instant settlements for delayed invoice payments from vendors across various companies, ensuring that your business stays financially robust and agile.

• Instant Settlements: Our platform expedites the settlement process for delayed invoice payments. Say goodbye to the waiting game and unlock the capital tied up in pending invoices, empowering you to make important financial decisions without delay.

• Multi-Company Capability: Whether you’re dealing with invoices from a single vendor or multiple vendors across various companies, our system seamlessly handles the complexities of your payment needs.

• Enhanced Cash Flow: Invoice discounting helps you maintain a healthy cash flow, ensuring that you have the financial resources required to operate smoothly, invest in growth, and meet your obligations.

Key Features & Benefits:

• Primary Purpose: Carry and spend a pre-loaded amount of foreign currency with ease during international travel.

• How It Works: Load the card with your preferred foreign currency (or multiple currencies on a multi-currency card) at a fixed exchange rate. Use it for transactions abroad without worrying about exchange rate fluctuations.

• International Usage: Accepted globally at all major merchant outlets and ATMs that support Visa/Mastercard. Multi-currency support makes it ideal for multi-country travel.

• Not Linked to Bank Account: Once loaded, the card works independently, offering enhanced security by not being directly tied to your primary bank account.

• Zero Forex Mark-up Fees: Use it at POS terminals and e-commerce platforms without paying extra foreign exchange charges for transactions made in the loaded currency.

• ATM Withdrawals: Withdraw local currency at international ATMs (withdrawal charges may apply).

• No Debt Risk: Spend only what you load – no interest, no bills, no surprises.

• Fixed Exchange Rate at Loading: Lock in exchange rates on the day of registration. Your transaction value remains unaffected by currency market fluctuations throughout your trip.

• Rate Stability for Transactions: All your transactions are processed at the exchange rate fixed at the time of card loading—no impact from future currency rate fluctuations, ensuring better budgeting and expense control.

• Reloadable: Top up your card with more funds anytime during your travel (reloading fees may apply).

• Balance & Transaction Monitoring: Check your balance, transaction history, and manage your card online or via mobile app.

• PIN & Security Features: Comes with PIN protection and online card management features, including card block/unblock and PIN reset. Offers extra protection compared to carrying physical cash.

• Emergency Assistance: Emergency cash and card replacement services available in select destinations.

• Travel Insurance: Some card variants come bundled with international travel insurance.

• Duty-Free Usage: Spend remaining balance at duty-free outlets at airports.

• Wallet-to-Wallet Transfers: Easily transfer funds between different currency wallets on multi-currency cards.

• Limited Offers: May include travel discounts, partner offers, and cashback in select cases.

Ideal For:
International tourists, students studying abroad, business travelers, or anyone traveling overseas who wants a secure and cost-effective way to manage travel expenses.

KYC Simplified with Signzy

Seamless Onboarding for Loan & Security Companies and Banks

Why KYC Matters

In a sector driven by trust and compliance, verifying customer identity swiftly and securely is non-negotiable. Manual KYC processes are time-consuming, error-prone, and costly.
Signzy automates the entire process—fast, secure, and 100% compliant.

What We Offer with Signzy Distribution

✅ Digital Onboarding
Real-time identity verification using Aadhaar, PAN, Voter ID, Driving License, Passport, and more.

✅ AI-Based Document Analysis
Smart OCR and AI flag anomalies or tampering in documents within seconds.

✅ Video KYC
RBI-compliant video-based customer identification to replace in-person verifications.

✅ e-Sign and e-Stamp
Legally valid, seamless digital signatures and stamp duties.

✅ AML & Risk Checks
Real-time background screening, blacklist checks, and risk profiling.

Ideal For:

• NBFCs and Microfinance Institutions
  Speed up loan disbursements with instant KYC.

• Banks and Financial Institutions
  Ensure compliance while cutting onboarding costs.

• Stockbrokers & Investment Platforms
  Onboard clients with full regulatory compliance.

Benefits of Partnering with Us

• �� Plug & Play API Integration

• �� Bank-Grade Security (256-bit encryption)

• ⚡ Faster Turnaround, Lower Drop-offs

• �� Dashboard Reporting & Audit Trails

Let’s Simplify Compliance, Together.

�� Contact us now to become a Signzy KYC Distribution Partner and digitize customer onboarding for your financial institution.

Additional Information:

• Item Code: 5201
• Production Capacity: all over India
• Delivery Time: Same Day of the order placed
• Packaging Details: Virtual

Transform your banking experience with Finigenie’s current accounts solutions. Contact us today to explore our range of best current accounts in India and find the perfect account for your personal or business needs. Enjoy the benefits of efficient banking, personalized support, and convenient services tailored just for you.

In today’s unpredictable world, safeguarding your well-being and assets is not just prudent; it’s essential. Finigenie presents a comprehensive solution: General Insurance Services. We offer a diverse range of insurance products, including travel insurance, car/bike insurance, data protection insurance, and more. With Finigenie, you can embrace life’s adventures, drive with confidence, and safeguard your digital presence, knowing that you’re protected.

Key Insurance Categories:

• Travel Insurance: Whether you’re planning a vacation, a business trip, or studying abroad, our travel insurance plans offer you comprehensive coverage against unexpected events, including trip cancellations, medical emergencies, and more.

• Car/Bike Insurance: Protect your vehicles and your journeys with our car and bike insurance. We offer coverage for accidents, theft, and damage, ensuring that you can drive with confidence on the road.

• Data Protection Insurance: In the digital age, safeguarding your sensitive data is crucial. Our data protection insurance provides coverage against cyber threats, data breaches, and identity theft, giving you peace of mind in the digital realm.

Benefits Beyond Compare:

• Financial Security: General insurance offers financial protection against unforeseen events, helping you mitigate potential losses and maintain your financial stability.

• Peace of Mind: Knowing that you’re protected in various aspects of your life allows you to focus on what matters most – your well-being, your family, and your aspirations.

• Tailored Coverage: We understand that your insurance needs are unique. Our insurance products are customizable to suit your specific requirements and provide coverage where you need it most.